Tag underwriting

BUYING ADVICE, MORTGAGE ADVICE

How To Switch Mortgage Lenders Without Delaying Closing

Home buyers meet with a loan officer at a table reviewing mortgage paperwork and laptops while discussing switching lenders before closing.

Can You Change Lenders With Three Weeks To Go A reader asked if it is possible to switch mortgage lenders with fewer than 3 weeks before closing to try for a lower payment. Short answer. Often yes. Smart answer. Slow…

Alex Powell
October 8, 2025

BUYING ADVICE, GENERAL ADVICE, LEGAL ADVICE, SELLING ADVICE

The Last Minute CLUE Report Surprise Before Closing

Firefighter on an aerial ladder beside a house with smoke and charred siding after a fire, illustrating the risks a last minute clue report can reveal before closing.

The Last Minute Surprise One of my readers reached out with a situation that rattled their nerves a few days before closing. Their insurance agent called to say the homeowners premium would be higher than expected because an insurance claim…