Homeowners Jump at Even the Smallest Drop in Mortgage Rates It takes only a small shift in mortgage rates to move many homeowners into action to refinance their mortgages. When the average 30 year fixed rate slipped by 0.3% to…
Can You Change Lenders With Three Weeks To Go A reader asked if it is possible to switch mortgage lenders with fewer than 3 weeks before closing to try for a lower payment. Short answer. Often yes. Smart answer. Slow…
Mortgage Rates Are at an 11 Month Low. Will That Save the Housing Market Mortgage rates have just dipped to their lowest point in almost a year, and many are wondering if this shift will breathe life back into the…
Should You Sell or Refinance When the Market Feels Uncertain One of my readers recently wrote in with a very real concern. They purchased a home 2 years ago during the post-Covid surge at a high price. Today, as a…
Understanding Mortgages and Financing When Buying a Home Buying a home is one of the largest financial commitments most people will ever make. For many, the only way to achieve homeownership is through financing. A mortgage allows you to spread…
Understanding Seller Concessions and How They Can Help You Sell Your Home When selling a home, you want to make your property as attractive as possible to potential buyers. One option is to offer seller concessions. These can be a…
Mortgage Rates Hit Yearly Low: What It Means for Buyers and Sellers Mortgage rates have inched down to their lowest point of 2025, creating a window of opportunity for both buyers and sellers who have been sidelined by the affordability…
They Said “Marry The House, Date The Rate” When interest rates started rising in 2022 and kept climbing through 2023, a common phrase began circulating in real estate and lending circles: “Marry the house, date the rate.” The message? Go…
Buyer Before You Sell or Sell Before You Buy A reader recently reached out and asked me a question I hear often. They want to buy a new home and sell the old home but need the money from their…
Should You Buy Down Your Interest Rate? What to Know Before You Decide Mortgage rates are still higher than many buyers would like, and that has more people asking about buying down their interest rate. The idea is simple: pay…
